FHA Loans

Acre Mortgage proudly has loan officers who specialize in FHA mortgages and first-time home buyers. You may even be approved for grants that cover your entire down payment. Don't hesitate to contact us today to uncover all of your options for your home financing needs.

FHA loans are loans from private lenders that are regulated and insured by the Federal Housing Administration (FHA), a government agency. The FHA doesn’t lend the money directly–private lenders do.


FHA loans:​

For borrowers with good credit and a medium (10-15 percent) down payment, FHA loans tend to be more expensive than conventional loans. For borrowers with lower credit scores or a smaller down payment, FHA loans can often be the cheapest option. But there are no hard-and-fast rules—a lot depends on the current market. If you’re not sure, ask lenders for quotes for both options and compare total costs to see which offers the best overall deal.

Information provided from the CFPB Website.

Note: Federal loan programs are subject to change.

Down payments as low as 3.5%.

Minimum credit score 580.

A larger down payment is required if lower.

Requires private mortgage insurance.

Popular among first-time home buyers and borrowers with low-to-medium income.

Only applicable for borrower's

primary residence.

Maximum mortgage limits vary by state and county. 



Going the extra acre for our clients to make the mortgage process as easy, clear, and efficient as possible. That's Acre Mortgage's philosophy.



Which Mortgage is best for you?


  • Acre Mortgage Facebook
  • Acre Mortgage Twitter
  • Acre Mortgage LinkedIn

1016 Laurel Oak Rd. Ste 3

Voorhees, NJ 08043

856 344 5107

© 2019 Acre Mortgage & Financial Inc.

Showing You a Faster Way Home

Corporate NMLS# 13988 Branch NMLS# 821241

Licensing & Compliance

Privacy Policy